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New Year New Offers! Buy Pre-Owned Devices at Discounted Prices | Free Shipping
Discover a wide range of everyday electronics at the most competitive prices at UniverCell. Whether you’re looking for iPhones or screen protectors, shop with confidence and enjoy the flexibility to pay over time using Affirm, without any hidden fees—ever. Get cell phones and accessories with the help of UniverCell Financing.
Discover 4 interest-free bi-weekly payment options for purchases over $200. Pre-qualify online or in-store.
Rest easy with no hidden fees or interest on our payment plans. Transparent and hassle-free shopping guaranteed.
Shop at UniverCell, be it online or at store and select Affirm at checkout. Then enter a few details for an instant decision. We do a soft credit check when you apply for any Affirm payment plan. This won’t impact your credit score.
Select your payment plan, then confirm your loan. We’ll never charge more than you see up front.
For example: Let’s say you make a purchase of $1,000. Choose to make 4 biweekly, interest-free payments of $250 at 0% APR
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Creating an Affirm account and seeing if you prequalify will not affect your credit score.
Fees – We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Interest – UniverCell offers purchases with 0% interest.
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase. The final amount you qualify for is subject to eligibility criteria.
PayBright is now Affirm! When you make your first purchase with Affirm, you will create a new account. If you have an existing PayBright loan, you can access your PayBright loan and account information through the PayBright portal.
Your go-to for all things gadgets, right here in the great white north!
305-515 Consumer Road, North York, Ontario, M2J 4Z2
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